We went to the banker, my honey lamb and I We'd found a little cottage that we thought we'd like to buy They gave us a mortgage; really wasn't bad The payments only came to everything we had So we went to the realtor, the mortgage barely dry We told him excitedly that we'd agreed to buy "Inflation, inflation," was all that he would say The price of your little bungalow went up ten grand today Isn't it lovely, isn't it grand A man and a woman need a little land We need to put some roots down We need some room to grow And they only wanna help our dreams come true So we went to the banker to see what he could do He said, "There's very little left that I can lend to you I wonder, I wonder, I wonder where it went I'll let you have the money, but I'll charge two more per cent" So we went to the realtor, prepared to close the deal He said, "You'd never believe folks, how terrible I feel Inflation, inflation, it's heading for the moon Your cosy little love nest, went up ten grand by noon" Isn't it lovely, isn't it grand A man and a woman need a little land We need to put some roots down We need some room to grow And they only wanna help our dreams come true So we went to the banker, we found him at his club He said, "You need a house, kids, but sadly here's the rub I'll try to lend you the money, you have my personal vow But the old mortgage is dead, kids; it's double the interest now" So we went to the realtor to see what he could do He said he had a place for us that had a beautiful view We're living in the park now, in an army surplus tent We've got a twenty-year mortgage at thirty-eight percent Isn't it lovely, isn't it grand A man and a woman need a little land We need to put some roots down We need some room to grow And they only wanna help our dreams come true Isn't it lovely, isn't it grand A man and a woman need a little land We need to put some roots down We need some room to grow And they only wanna help our dreams come true